Student loans are available for students and parents to help pay for the cost of a student's education after high school. These loans may be a necessity to attend and complete college; however, be mindful of your debt load and borrow only what you need.

Information in this section:
Loan Programs
Master Promissory Notes
Loan Repayment
MUS Loan Repayment Incentive Programs
Loan Default

Loan Programs

There are several types of loan programs. Click the links below for more information:
Federal Perkins Loan Program
Private Loan Programs
William D. Ford Direct Lending Program


Eligibility for all student loans is determined by your school’s financial aid office from information provided on the Free Application for Federal Student Aid (FAFSA).  For more information or to complete the FAFSA, go to A Guide to the FAFSA.

Master Promissory Notes

If you are borrowing a Federal Stafford loan, you must complete a Direct Loan Master Promissory Note (MPN).

Information on MUS Loan Repayment and Loan Forgiveness Programs can be found here.

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Montana University System • Office of the Commissioner of Higher Education
2500 Broadway Street • PO Box 203201 • Helena, MT 59620-3201 • 406-444-6570

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